Taking the time to verify that your roofer is insured can save you from becoming liable for injuries to workers or others during a job or for damages to your property that may occur during roofing work. It’s important that roofers carry both workman’s compensation and general liability insurance to cover you in either situation.
Prior to hiring a roofer for work on your home or business, verify their insurance coverage by requesting an insurance certificate or contact the insurance company and have a certificate provided directly to you. The certificate will list your name and address as an additional insured on the policy, providing you the assurance that you are covered should any accidents occur.
A reputable roofer carries the insurance necessary for the job and does not pass the liability for their work onto you. Take the necessary steps to verify insurance before hiring a roofer in order to protect yourself and your property.